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Blog Building for Multi-Generational Living The National Association of REALTORS® reports a significant increase in multi-generational home purchases, reaching 17% of all home purchases in the past year—the highest since 2013. This trend is driven by factors such as cost savings (36%), caring for aging parents (25%), adult children returning home (21%), and adult children who never left (20%). Married […]
Blog Best Mountain Towns To Buy Property In The Next 5 Years Fort Collins keeps landing on “best places to live” lists, proving it’s a top-tier city for anyone looking for an awesome hometown. So it’s no surprise that it was recently named one of the four best mountain towns to buy a home in the next five years by GoMortageRates.com. With an average home price of […]
Blog What Remodeling Projects Are Best For Resale? Thinking about remodeling your home? In 2023, Americans spent approximately $363 billion upgrading and remodeling their homes. Not all remodeling projects are created equal… so which investment gives the best return when it comes to resale value? It might not be a surprise that the best money to spend upgrading your home is in the […]
Blog Have We Reached a Balanced Market? Windermere Principal Economist Jeff Tucker analyzes the National Association of REALTORS’ September U.S. home sales report, what the findings say about the current housing market, and why mortgage rates have been rising in recent weeks.
Blog Transitioning into Fall As we transition from September to October, the real estate market is showing signs of stability and balance. Inventory levels are beginning to flatten out, providing buyers with more options to choose from. Sellers are becoming more flexible, willing to negotiate, make repairs, and offer concessions to close deals. Active Listings: The number of active […]
Blog Does the Federal Reserve affect Mortgage Rates? The federal funds rate and mortgage rates are both types of interest rates, but they operate differently. The Fed directly controls the federal funds rate, which primarily influences short-term interest rates, while mortgage rates are determined by lenders based on long-term bond yields and various economic factors like inflation and market demand. This means that […]
Blog The 1651 Day Wait is Over It’s been 1651 days since the Federal Reserve last cut rates. During this era of rising rates, we’ve seen: Mortgage rates peak at nearly 8% in October 2023 Existing home sales plummet to 1995 levels Home affordability hit a 40-year low So when we got the news this week that the Fed was cutting interest […]
Blog It’s All About the FED You may have heard that the Federal Reserve Board (FED) is meeting next week – so what does that mean? Think of the Fed lowering interest rates like a store putting items on sale. When prices drop, people are more likely to buy things. Similarly, when the Fed reduces interest rates, borrowing money becomes less […]
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Blog Reasons for Celebrating Labor Day We celebrate Labor Day, the federal holiday that occurs on the first Monday in September, to honor the contributions of American workers and the labor movement, which played a crucial role in securing fair working conditions, better wages, and reasonable hours for employees across various industries. The holiday recognizes the importance of the labor force […]
Blog 25 Years of Wacky + Weird That’s how New Belgium Brewing Company describes its annual Tour de Fat. This massive costumed bike parade is happening on Saturday, August 24th. Always a lively, fun atmosphere, thousands of cyclists take to the streets in a mix of bikes and costumes. There is also a spirit of giving tied to the event- this is […]
Blog What’s With All The Traffic? Noticed the roads getting busier lately? Blame it on the back-to-school season! As students of all ages return to classrooms, traffic patterns take a hit, and here’s why: 1. School Drop-Offs: Parents and buses are flooding the streets during peak hours, causing bottlenecks around schools. 2. More Pedestrians: With students walking or biking to school, drivers need […]
Blog 15-Year Mortgages Interest rates have leveled off at around 7% over the last couple of months. Interestingly, the 15-year mortgage is a more reasonable 6.375% right now. If you are looking for a lower rate and are willing to pay a higher monthly payment, this may be a good option. The other benefit of a 15-year mortgage […]
Blog Fourth of July Slowdown Showings during the week of the 4th is one of the slowest periods of the year. This data comes from home builders that track the number of potential Buyers that visit the model homes. This same trend is shown in showing data for resale homes. This trend usually only lasts for the week, though, and […]
Blog Ninety Eight Percent Properties in Northern Colorado sell for 98% of their list price on average. This single statistic communicates two interesting facts about the market. First, this is not a market full of desperate sellers who are willing to accept low ball offers. Second, properties that are priced right are the ones that are selling. So, if […]
Blog Mid-Month Check In Here is a look at the Northern Colorado market halfway through June compared to the same time last year. Inventory is climbing at a healthy rate in both Larimer and Weld County giving more options for buyers. Larimer County inventory is up 18% and Weld’s is up 13%. Meanwhile, sales are down slightly which is […]
Blog Not Deliquent As a sign of the overall health of the U.S. real estate market, single-family mortgages that are ‘seriously delinquent’ only represent 0.51% of all single-family mortgages. This percentage is lower than last month and lower than last year. A mortgage is considered ‘seriously delinquent’ if it is more than 90 days past due. To put […]
Blog Been a Long Time Highlighting that inventory has been very low for a very long time is the fact that the number of homes available in Northern Colorado today most closely resembles 2015. It has been almost 10 years since buyers have had the selection that they have now. Even though inventory is up over last year, and way […]
Blog Midway Check We are halfway through May. This is how the numbers stack up versus the exact time last year. Larimer County: Inventory up 26% Closings down 4% Average Prices up 13% Weld County: Inventory up 18% Closings up 6% Average Prices down 5%
Blog Staying Steady Because mortgage rates have not decreased yet this year, many are wondering what that means for Northern Colorado home sales. Transaction count is staying relatively steady compared to 2023. Total sales year to date are down slightly (6%) versus last year. At this point in 2023, there were a total of 1434 closings in Northern […]
Blog Five by Five Here’s a fun fact about the current inventory along the Front Range. The number of properties for sale is five times as many versus the all-time low in 2022. And, it is one-fifth as many compared to the all-time high in 2006. Also, it is half of the long-term average. So, selection is much higher […]
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