Blog August 30, 2024

Reasons for Celebrating Labor Day

We celebrate Labor Day, the federal holiday that occurs on the first Monday in September, to honor the contributions of American workers and the labor movement, which played a crucial role in securing fair working conditions, better wages, and reasonable hours for employees across various industries. The holiday recognizes the importance of the labor force in building the nation’s economy and improving the quality of life for workers.

Reasons for Celebrating Labor Day:

  1. Recognition of Workers’ Contribution: Labor Day is a tribute to the social and economic achievements of American workers. It acknowledges the role of labor in building the nation’s strength, prosperity, and well-being.
  2. Commemoration of the Labor Movement: The holiday celebrates the labor movement’s historical efforts to improve working conditions, such as the fight for the 8-hour workday, the establishment of weekends, and the implementation of safety regulations. These achievements were hard-won through protests, strikes, and negotiations.
  3. Public Awareness: By dedicating a day to labor, the holiday raises public awareness of the social and economic issues faced by workers. It encourages continued efforts to improve labor laws and protect the rights of employees.
  4. End of Summer: Labor Day also marks the unofficial end of summer in the United States. It is often associated with the last long weekend of the summer season, prompting various outdoor activities, barbecues, and parades.
  5. Cultural Significance: In addition to its historical and social importance, Labor Day has become a time for family gatherings, community events, and the start of the school year in many regions.
  6. Symbolism: The holiday symbolizes the labor movement’s success in securing workers’ rights, including the 8-hour workday, weekends, and protections against unfair labor practices.

Overall, Labor Day is both a celebration of workers and a reminder of the ongoing efforts to improve labor conditions in the U.S. and recognition of the contributions of all workers to the nation’s well-being.

Ault Real EstateVirtual Tours August 18, 2024

Modern Comfort With a Touch of Charm

Imagine coming home to this beautiful 2 story home in Ault, where every detail feels just right. 625 Apex Trail is only 2 years old & has all the modern comforts with a touch of warmth and charm. Picture yourself unwinding in front of the cozy gas fireplace, the perfect spot to relax after a day of taking in those breathtaking mountain views right from your backyard. With upgraded lighting that sets the perfect mood and elegant quartz countertops throughout, every corner of this 3-bedroom home feels special. The oversized 2-car garage offers plenty of room for your vehicles and extra storage. Don’t forget this home has an unfinished basement, offering plenty of room to customize and expand in the future. And with no neighbors behind, just the peaceful expanse of a sod farm, you get an extra sense of space and tranquility. It’s not just a house; it’s a place where you’ll love to live. Call 970) 401-0123 to schedule a private tour or click here for more information.

Blog August 16, 2024

25 Years of Wacky + Weird

That’s how New Belgium Brewing Company describes its annual Tour de Fat. This massive costumed bike parade is happening on Saturday, August 24th. Always a lively, fun atmosphere, thousands of cyclists take to the streets in a mix of bikes and costumes. There is also a spirit of giving tied to the event- this is a celebration with a cause. Local non-profits benefit from a portion of the beer sales. This year’s featured non-profits include Bike Fort Collins, Overland Mountain Bike Association, Fort Collins Bike Co-op and Send Town Bike Club.

The bike parade will start at 9:30am at City Park and loops Mountain Avenue until 11:30am. The party continues at New Belgium which will open at 11:00am. Expect a variety of music (Shady Oaks and PhatJazz) entertainment, contests and games. A variety of food trucks will offer food for purchase.

Another highlight is the giveaway of a limited edition New Belgium Cruiser Bike. You can enter to win here.

While Fort Collins is the birthplace of Tour de Fat, the event has expanded to Denver, San Diego, and Minneapolis, bringing its unique blend of bikes, beer, and fun to a wider audience.

BlogFun Facts August 12, 2024

What’s With All The Traffic?

Noticed the roads getting busier lately? Blame it on the back-to-school season! As students of all ages return to classrooms, traffic patterns take a hit, and here’s why:

1. School Drop-Offs: Parents and buses are flooding the streets during peak hours, causing bottlenecks around schools.
2. More Pedestrians: With students walking or biking to school, drivers need to be extra cautious in school zones.
3. Shifted Schedules: Many parents tweak their work hours for school runs, adding to the morning and afternoon traffic crunch.
When college students return to campus, traffic dynamics in college towns and cities often undergo noticeable changes:

1. Increased Vehicle Volume

a) Student Cars: Many students bring their own cars to campus, leading to more vehicles on the road, especially around campus areas and popular student housing complexes.
b) Parents: The start of the semester sees a surge in vehicles as parents help move students into dorms, contributing to temporary congestion.

2. More Pedestrians and Cyclists: Walking and Biking: College students often walk or bike to campus, increasing pedestrian and cyclist traffic. This demands extra caution from drivers, especially in and around campus areas.

3. Changes in Parking Demand: Parking Challenges: The return of students often leads to a scramble for parking spaces, both on campus and in surrounding neighborhoods, which can cause frustration and further slow traffic.

4. Increased Activity in College Towns: Busy Local Roads: With students back, college towns see more activity in local shops, restaurants, and entertainment venues, leading to busier streets and intersections.

Tips for Navigating the Change:
Plan for Delays: Expect longer travel times, especially during peak hours.
Use Alternative Routes: Avoid campus areas during busy times if possible.
Be Alert: Watch for increased pedestrian and cyclist activity, especially near college campuses
With these back-to-school dates in mind, you can expect traffic to increase in waves throughout August:

August 12th: Greeley schools start first, so expect traffic to pick up around that area as parents and buses hit the road.
August 15th: PSD, Thompson, and CSU (with move-ins) will see a significant surge, particularly around Fort Collins and Loveland. CSU move-ins will add extra congestion around the campus.
August 16th: University of Northern Colorado’s move ins start and continue until August 21st.
August 19th: As CSU classes begin, the area will be particularly busy, with more students driving to campus and increased pedestrian and bicycle activity.
August 26th: Windsor schools start later, so traffic will spike around this date in that region. Classes begin at UNC.

So, the next time you’re stuck in gridlock, remember: it’s just the back-to-school hustle making its annual return and we are lucky to live in beautiful Northern Colorado.

Red Feather Lakes Real EstateVirtual Tours July 12, 2024

Solid Mountain Cabin With Great Views

Have you been searching for a solid mountain home on the sunny side of Black Mountain? 762 Okmulgee Circle is it! Well positioned between and protected by ancient massive rock formations, Moss Rock House is one of the original developed properties in beautiful Crystal Lakes, only a one hour scenic drive NW of Fort Collins. This 3-bed, 2-bath, easy open/close, well insulated cabin has room for everyone inside and out. The large elevated sunroom has magnificent views of the Mummy Range and the North Fork Poudre Valley. The oversized 3-car detached garage with carpenter’s workbench provides ample space for all your recreational equipment. A seasonal stream flows through your private Aspen grove filled with native wildflowers. This 4 acre property is located with easy access to all Crystal Lakes has to offer yet still retains quiet privacy. Enjoy the diverse subalpine forest, wildlife and serenity in this well maintained and much-loved mountain home. Call (970) 401-0123 to schedule a private tour or click here for more information.

BlogFun Facts July 12, 2024

15-Year Mortgages

Interest rates have leveled off at around 7% over the last couple of months. Interestingly, the 15-year mortgage is a more reasonable 6.375% right now.

If you are looking for a lower rate and are willing to pay a higher monthly payment, this may be a good option.

The other benefit of a 15-year mortgage is that more of your payment is going toward the principal of your loan. So, on a $400,000 loan, you would reduce your principal loan amount by $16,500 in the first year of your loan.

This compares to a reduction of only $4,000 on a 30-year mortgage during that same period. If you can swing the higher payment, this may be the way to go.

BlogFun Facts July 5, 2024

Fourth of July Slowdown

Showings during the week of the 4th is one of the slowest periods of the year. This data comes from home builders that track the number of potential Buyers that visit the model homes.

This same trend is shown in showing data for resale homes. This trend usually only lasts for the week, though, and showings tend to pick back up the second week of July.

The good news is that the buyers that are looking during this week are typically quite serious about finding a home.

We at Windermere hope you have a fun and safe Independence Day holiday weekend!

BlogFor Buyers & SellersFun Facts June 28, 2024

Ninety Eight Percent

Properties in Northern Colorado sell for 98% of their list price on average.

This single statistic communicates two interesting facts about the market.

First, this is not a market full of desperate sellers who are willing to accept low ball offers.

Second, properties that are priced right are the ones that are selling.

So, if a seller has an appropriate price, they can expect to receive an offer very close to the list price.

BlogFun Facts June 14, 2024

Mid-Month Check In

Here is a look at the Northern Colorado market halfway through June compared to the same time last year.

Inventory is climbing at a healthy rate in both Larimer and Weld County giving more options for buyers.

Larimer County inventory is up 18% and Weld’s is up 13%.

Meanwhile, sales are down slightly which is not surprising because interest rates have been slightly elevated until very recently.

These two factors have caused months of inventory to increase. But, this very important statistic is still measuring below 3 months in both Larimer and Weld Counties, demonstrating there is sufficient demand for the current supply.

If you are considering buying or selling a home and have more questions about the market, let me know! I am happy to help!

BlogFun Facts May 31, 2024

Not Deliquent

As a sign of the overall health of the U.S. real estate market, single-family mortgages that are ‘seriously delinquent’ only represent 0.51% of all single-family mortgages.

This percentage is lower than last month and lower than last year.

A mortgage is considered ‘seriously delinquent’ if it is more than 90 days past due.

To put the current rate in perspective, in February 2010 5.6% of single-family mortgages were seriously delinquent.

So, today’s number is roughly 10% of the worst time of the housing bubble.